Business Insurance for Dentists
Dental Malpractice Insurance, General Liability, Workers' Comp, Property, & More

Dentists know the importance of a healthy smile. That's why they use their expertise and skills to diagnose and treat problems with a patient's teeth, gums, and other parts of the mouth. By removing decay, filling cavities, straightening teeth, and fitting patients for dentures, dentists improve the oral health of their clients. They also offer advice on proper brushing, flossing, and dietary habits that promote strong teeth and gums.

But as a dental practitioner, you face certain risks while caring for your patients. If you make a mistake while filling a cavity, you could be sued for malpractice. Plus, there's your equipment to think about — assets that were no small investment on your part. What happens if a tornado, fire, or some other unexpected event destroys your property? Would you have the means to quickly replace your items, or would you have to drain your own finances to put things back in order?

When you have adequate business protection, you have the assurance that your property and your services are backed by a financial safety net. If worst comes to worst, you'll have a plan ready to help your business survive unexpected upheavals. Considering your dental profession, your equipment, and your common risks, our licensed insurance agents recommend carrying the following coverages…

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About Dental Malpractice Insurance

Malpractice Insurance (also referred to as"Errors & Omissions Insurance" (E&O) or "Professional Liability Insurance") is essential for medical professionals because the stakes are high when dealing with someone's physical health. If you make a mistake while rendering your service, you could cause your patient pain, time away from work, and financial losses. When this happens, they could sue you for dental malpractice.

Dental Malpractice Insurance steps in to spare you from the high costs of such liability suits. Even when you haven't made any mistakes, you could still be sued if your patient is dissatisfied with the results of your services.

Malpractice Insurance protects dentists from lawsuits over…

  • Professional negligence.
  • Incomplete work.
  • Faulty or shoddy services.
  • Misrepresented services.

For example, let's say in order to give your patient the perfect smile they're after, you cover their discolored and chipped teeth with crowns — 22 of them, to be exact. Additionally, you diagnose cavities without taking photos or X-rays. After all the dental work is complete, your patient is still suffering from pain and sensitivity weeks later. They decide to sue and win a Malpractice suit, leaving you to pay $700,000 in damages.

Fortunately, your Malpractice Insurance will cover the claim, including your legal defense fees, settlement, and other costs related to the initial charge (up to your limits). Because Dental Malpractice Insurance is claims-made coverage, though, you must be sure your policy is in force at the time of the incident and when the claim is filed to receive your compensation.

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As a dental professional, you have worked hard to build your practice, grow your patient base, and purchase industry-grade equipment. Don't leave your practice vulnerable to the unpredictability of human nature, accidents, or disasters.

Instead, give yourself the security of a risk management plan you can count on. Our licensed agents are trained by the industry, meaning you'll work with an insurance expert who already understands the risks dentists face.

Complete our all-online insurance application, and we'll send you competitive quotes for comparison.

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