Health educators — not to be confused with teachers, who work in grade, middle, and high schools — teach people how to promote wellness through behaviors and choices. As a health educator, you develop programs and materials that help others make healthy life choices. Whether you work in healthcare facilities, on college campuses, or for private businesses, your programs and counsel can impact peoples' lives for the better.
But as the adage goes, with great power comes great responsibility. When you offer advice or counsel, you could be held liable if it causes your clients to suffer financial losses or health complications. Plus, there's your business property to consider. If your computers, media devices, and teaching materials are destroyed in a fire, you would have to purchase your commercial assets all over again — an investment that could set you back considerably.
Fortunately, small business insurance was designed to address these risks and more. As your client base grows and your services are more in demand (and, according to the U.S. Bureau of Labor Statistics , your field is expected to grow by 37% in the next several years), your risk management plan is central to your business's continued success.
The licensed agents at insureon recommend a business protection plan that includes…