About Social Work Liability / Malpractice Insurance
It's no secret that social work often involves sensitive situations and requires you to work with people who are experiencing high levels of stress. Those are exactly the elements that require your unique blend of experience and skills — but they're also the elements that make your business particularly vulnerable to malpractice claims (also called professional liability claims).
Why? Because people are most likely to bring malpractice and other types of liability lawsuits when the emotional stakes are high. Even if you handle a case flawlessly and do the most you're able to for a client, you could face a lawsuit alleging otherwise. In those circumstances, social work liability insurance (and specifically social work Malpractice / Professional Liability Insurance) can pay the legal bills associated with the lawsuit.
Whether a client claims you improperly disclosed information or caused someone emotional distress, your Malpractice Insurance policy can step in to pay for lawyers' fees, court costs, and any settlements or judgments, if you're found liable. For more information about how this policy can protect social workers, check out our Malpractice Insurance page.