About Chiropractic Malpractice Insurance
Malpractice Insurance (also known Errors & Omissions Insurance (E&O) or Professional Liability Insurance) is a staple for any business that offers services or counsel to clients. For example, let's say your patient comes to your office for leg pain, but you failed to remove the man's trousers, shoes, or socks. Instead, you manipulate the man's spin. The patient seeks out a medical doctor days later when his leg pain persists and discovers the source of the pain was a blocked artery. If the man had been diagnosed earlier, the blockage could have been removed surgically, but now, amputation is the only option.
Cases such as these are far from isolated. Failure to refer your patients when their conditions are outside your realm of expertise can result in devastating Malpractice suits. And it's worth noting that no matter how flawlessly you perform your work, a patient could still sue your practice simply because they aren't satisfied with the results.
Chiropractic Malpractice Insurance can safeguard your practice from lawsuits over…
- Professional negligence.
- Incomplete work.
- Faulty or shoddy services.
- Misrepresenting services to entice a patient to work with your business.
Your Malpractice Insurance will cover your legal defense fees, settlements or awards, and other costs related to the initial charge. However, in order to receive this coverage, you must have your policy in force both at the time of the incident and when the claim is filed.