Business Insurance for Chiropractors
Chiropractic Malpractice Insurance, General Liability, Workers' Comp, Property, & More

As a chiropractor, you treat patients with musculoskeletal problems, such as low back and neck pain caused by spinal alignment issues. In addition to joint adjustment and manipulation, you may offer additional procedures, such as acupuncture, massage therapy, and ultrasound or X-rays to investigate and assess the patient's pain.

Whether your chiropractic practice specializes in sports injuries, orthopedics, pediatrics, nutrition, internal disorders, or diagnostic imaging, you help your patients live fuller, healthier lives. But when something goes wrong or you overlook when a patient needs a different medical specialist for their pain, your practice could be on the line.

Running a successful chiropractic office means taking the necessary precautions to protect it. After all, a patient simply has to be dissatisfied with your services to pursue legal action against your practice. But with the appropriate business insurance policies, you will have the means to defend your practice in court, safeguard your equipment from loss or damage, and adhere to your state's occupational injury laws.

Our licensed insurance agents recommend the following coverages for chiropractors…

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About Chiropractic Malpractice Insurance

Malpractice Insurance (also known Errors & Omissions Insurance (E&O) or Professional Liability Insurance) is a staple for any business that offers services or counsel to clients. For example, let's say your patient comes to your office for leg pain, but you failed to remove the man's trousers, shoes, or socks. Instead, you manipulate the man's spin. The patient seeks out a medical doctor days later when his leg pain persists and discovers the source of the pain was a blocked artery. If the man had been diagnosed earlier, the blockage could have been removed surgically, but now, amputation is the only option.

Cases such as these are far from isolated. Failure to refer your patients when their conditions are outside your realm of expertise can result in devastating Malpractice suits. And it's worth noting that no matter how flawlessly you perform your work, a patient could still sue your practice simply because they aren't satisfied with the results.

Chiropractic Malpractice Insurance can safeguard your practice from lawsuits over…

  • Professional negligence.
  • Incomplete work.
  • Faulty or shoddy services.
  • Misrepresenting services to entice a patient to work with your business.

Your Malpractice Insurance will cover your legal defense fees, settlements or awards, and other costs related to the initial charge. However, in order to receive this coverage, you must have your policy in force both at the time of the incident and when the claim is filed.

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You've worked hard to build your practice — so isn't it time you invested in its future? With adequate business protection, you have the peace of mind that your chiropractic clinic can survive an expensive lawsuit or natural disaster.

Complete our all-online insurance application to receive competitive quotes in minutes. If you see an offer that catches your eye, we can take you from quote to bind within 24 hours!

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