Optometrist Insurance

As an optometrist, you know the details matter when it comes to healthy eyes. You measure visual acuity and examine your patients' eyes to help them see the world at 20/20. Whether you're prescribing corrective lenses, screening vision to detect certain eye abnormalities, or prescribing medications for certain eye diseases (such as glaucoma, cataracts, and retinal disorders), your patients trust that your expertise will improve the quality of their lives.

But if you fail to cover your bases — that is, test for visual acuity, measure intraocular pressure, perform a fundus exam, and conduct a visual field exam — you could be sued for malpractice if your patients' eye conditions worsen. And if you don't have business insurance, you risk facing a devastating judgment or settlement out of pocket — an expense few small businesses can bear.

So give your optometry clinic a risk management plan that can ensure its survival. When you work with insureon to meet your coverage needs, you benefit from a plan built just for your business that might include…

About Optometric Malpractice Insurance

Malpractice Insurance (i.e., Professional Liability Insurance) is an essential coverage for any professional who offers services, treatment, or counsel. Because your patients turn to you to take care of their eyesight, you could be sued if your treatment (or negligence) causes their vision or health to suffer.

Say, for example, you evaluate a child during a routine eye exam. You prescribe corrective lenses and think nothing of it. But in a few months, her pupil turns white — and when the parents get a second opinion from an ophthalmologist, she's diagnosed with a retinoblastoma. Turns out, if you had performed a dilated fundus examination using binocular indirect ophthalmoscopy, you would have properly diagnosed the problem from the beginning. And because she was a new patient, you should have performed the dilation, according to the standard of care. The parents decide to sue your practice for $1 million for the suffering and financial losses your oversight caused.

If such an incident happens, your Optometric Malpractice Insurance can cover lawsuits over…

  • Professional negligence.
  • Failure to adhere to accepted standards of care.
  • Provision of inaccurate or shoddy services.
  • Misrepresentation of services to a patient (such as an inadequate informed consent document).

When your practice is sued, Malpractice Insurance for Optometrists can cover lawyer's fees, settlements or judgments, and other court costs (up to your limits). But because the insurance is claims-made coverage New browser window icon., you must have the same policy in force when the incident occurs and when the claim is filed. If you fail to meet both conditions, you won't receive the compensation you need to weather the costly suit.

Optometrists: Apply Online, Get Multiple Quotes and Save 20%

At insureon, we know that no two businesses are alike. That's why we offer custom-fit plans built for your needs, risks, and budgetary concerns.

And because you have a million things vying for your attention, we've also made our application process completely hassle-free. It only takes minutes to complete, and once you're done, we'll send quotes directly to your inbox.

So give it a whirl: apply for insurance today!

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